About us
PAYE Calculator is a free New Zealand pay and tax tool. It shows your take-home pay after PAYE, ACC, KiwiSaver and student loan, using Inland Revenue's 2026/27 rules.
Why we built it
Most Kiwis get paid through PAYE, but few payslips explain the numbers. Many online calculators use old rates, skip ACC or hide results behind a sign-up.
We wanted one place that gives the right answer fast, then shows how it was worked out. No login. No email gate. Your figures never leave your browser.
What you'll find here
- A PAYE calculator that covers every IRD tax code, KiwiSaver rate and student loan.
- Tools for hourly pay, two jobs, bonuses, overtime and student loan repayments.
- Plain English answers to the questions people ask about their pay.
Who is behind this site
How we keep it accurate
Every rate on the site comes from Inland Revenue, ACC or Employment New Zealand. We test the calculator against IRD's PAYE deduction tables. We recheck everything on 1 April and after each Budget.
Read more on our accuracy page and editorial standards.
Is this site part of Inland Revenue?
No. We're an independent website, not part of Inland Revenue or any government agency. Your payslip and IRD always have the final say.
How the site is funded
This site is free to use. If we ever show ads or affiliate links, we'll label them clearly. They will never change a result or a rate.
Get in touch
Found a mistake or have an idea? Contact us. We read every message.